DON’T READ THIS IF YOU DON’T NEED TO SELL YOUR HOUSE FAST
There are three kinds of people out there:
- People who make things happen
- People who watch things happen
- People who wonder what happened.
If you are reading this – CONGRATULATIONS – you belong into the first group of people, because you’re taking actions and want to be informed about solving your problem. In the text bellow you will find 9 best guarded secrets for selling your house for cash fast.
If you follow these 9 steps, we can together find a solution for your Real Estate problem, and you can move on with your life without looking back ever again.
SECRET #1: BE PROACTIVE
The #1 mistake that people make, is to NOT take any action and wait for a miracle to happen or for problem to go away on its own. Let us reveal you a secret that goes even beyond this post and applies to your whole life: no problems ever go away. Except when it’s the weather change you’re waiting. Everything else is here to stay if you don’t take action and decisions.
When selling a property you need to be proactive, too. Do your research, put all costs on paper and don’t leave anything to destiny. Unless you just won the lottery or have just married a rich spouse, in order to solve your foreclosure problem, you need fast decision making. That’s the only way to turn your life around and have a fresh start.
Once the foreclosure train has left the station, there is no stopping until it reaches the “Foreclosure Auction”. If you keep standing in the middle of the tracks you are about to get run over by that train…! Or simply put: you will lose your house as well as your hard earned money if you don’t act fast.
SECRET #2: NEVER FEEL GUILTY
There are so many reasons why people lose their properties today. Weather it is loss of a loved one, divorce, bankruptcy, illness, accident, loss of a job… it’s probably not your fault. And even if it is a bit your fault, so what?
Everybody makes mistakes. The important thing is how you deal with them. You need to learn to leave the past in the past. There’s nothing you can do about it now (unless you’re in the “Back to the Future” movie), you can’t change the past. Repeat after me: “What’s done is done.”
Now let’s go to the present tense. You need to focus on that. Find options available to you today that will help you to solve your problems.
SECRET #3: BEING FOOLED BY A REAL STATE AGENT OR AN ATTORNEY
Too many people in today’s market are being fooled by a Real Estate Agent eager for hefty commissions. The biggest problem is that the vast majority of Real Estate Agents have little or no knowledge about the Foreclosure process. Many times they will give you extremely poor advice and try to get your house listed for top dollars. Let us unveil this secret: the house will not necessarily sell when listed for top dollar. Or, the house will not sell fast enough and you could end up losing it at Foreclosure Auction. Furthermore, if you have NO equity you could be responsible to pay huge closing costs and Real Estate commissions!
Your Real Estate Agent will sit behind his desk hoping an offer will lend on. And that is the only thing a Real Estate Agent will be able to do for you. An Attorney on the other hand can probably postpone auction for a few months, and even that only if he/she is lucky. And they will charge you outrageous fees for that borrowed time. Most attorneys only care about their huge pay checks. Just propose to your attorney to buy your property and see what answer will you get.
SECRET #4: NEVER IGNORE LETTERS FROM BANKS, COURTS OR ATTORNEY INVOLVED
We fully understand the kind of stress you are being exposed to in your situation, but remember you are not alone! Are you tired of those harassing phone calls from creditors? Tired of bill collectors making demands?
Even Loss Mitigation officers will try to look good to their bosses and talk you into making “arrangements” with them! Please just pass on these offers. If you get served some court documents answer them immediately. Write to the judge and explain your hard situation and ask for better conditions. If you do not answer, the Court will only make things worse and accelerate the Foreclosure process.
SECRET #5: GETTING A SECOND OR THIRD JOB
You have probably heard of snowball effect. It’s that tricky nature-physics thing that when starts it only gets bigger and faster. This metaphor can be used for a lot of different life situations. Especially for getting behind on your bills.
If you start having unpaid bills, the imperative here is to just STOP, pause and think about it. But try to be realistic and have a healthy approach to your current situation. That way you will clearly see all the options that will help resolve your issues. Is it finding a second or even a third job? Than do it. But more important, let’s see if we can help you finish this without any hustle and as fast as we can. Together we can find a solution and help you to reorganize your life in the best way possible.
SECRET #6: DON’T BE EMBARRASSED OR ASHAMED
Even though it might seem you need to, don’t feel bad and guilty! Most things that happened in the recent past were the result of bad luck and events that are out of you control. Market is changing constantly and you just can’t predict its trends.
Something that was good investment 3 years ago isn’t good at all now, and vice versa. So just forget about embarrassment and shame. Be open to new ideas, ask a lot of questions, and seek advice all around. By being assertive and thinking out of the box, you will be able to see things clearly and find solutions that you didn’t even think existed.
SECRET #7: WAITING FOR A MIRACLE UNTIL THE LAST MINUTE
Most people believe things are going to change on their own. Even though we already talked about this, it’s an issue that should be repeated a lot of times. Things are not going to change on their own. Problems are not going to resolve themselves. There is no fairy godmother that will appear magically, swish their wand and turn your foreclosure issue into a winning lottery ticket.
So forget about “waiting for the right moment”. There’s no such thing. The right moment is right now! Take action and get the help you deserve ASAP before your situation with your lender gets much much worse.
SECRET #8: YOU CAN QUALIFY FOR A FORBEARANCE AGREEMENT
Most lenders will tell you that you have to pay fees to all the arrears and attorneys. Supposedly they will then bring your loan up to date and stop the Foreclosure. Beware of these kid of offers, because that is not always true!
If you have a positive cash flow, a job and have saved up the last few missed payments, or if you can show the lender you have a little money in the bank to make those next payments, most banks will negotiate a Forbearance agreement and let you either pay a little more every months until you catch up on late fees and arrears, or negotiate extra payments at the end of the loan!
But in order to qualify, you need to answer to the above requirements. So don’t think anyone can negotiate with lenders on the sole basis of negotiating. You need to qualify for negotiations and results to happen.
SECRET #9: IT IS VERY DIFFICULT TO REFINANCE
Once you are behind on payments, the other problems start to follow it. For starters your Credit rating is affected. That means that while you are in foreclosure, you will get much worse conditions for refinancing.
If you do want to refinance, in this case it’s called a „Foreclosure bail out loan“. This kind of loan is givven with very high interest rates and is only given if you have lots of equity. These predatory lenders, as we like to call the, will jack up your interest rates to the roof. This way your payments could nearly double! Beware of these things, this is not a good solution for dealing with foreclosure.
At the end, we’ll tell you the best and fastest way to deal with foreclosure – sell your house for cash right now. It’s possible, we do it from the year 2000. We buy properties in any condition and any situation.
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